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A  romance scam  is a confidence trick involving feigning romantic intentions towards a victim, gaining the victim's affection, and then using that goodwill to get the victim to send money to the scammer under false pretenses or to commit fraud against the victim.  The scammers who carry out romance scams are experts at what they do and will seem genuine, caring, and believable. The chart above includes yearly and aggregate data for complaints and losses over the years 2018 to 2022. Over that time, IC3 received a total of 3.26 million complaints, reporting a loss of $27.6 billion. Romance scammers  are experts at what they do and will seem genuine, caring, and believable. Here are some tips to detect romance scams: Be suspicious of anyone who asks for money or gifts. Be wary of anyone who quickly professes love or affection. Be cautious of anyone who avoids meeting in person or video chatting. Be careful of anyone who claims to be from the US but is currently oversea...

There are many different investment strategies that you can follow depending on your risk tolerance, investing style, long-term financial goals, and access to capital. Some of the more popular advanced investment strategies include: Tactical factor based investing: This strategy involves selecting stocks or other assets based on certain characteristics or factors that have been shown to be associated with higher returns, such as value, quality, momentum, size, or low volatility. Investing in alternative assets: This strategy involves diversifying your portfolio with assets that are not correlated with the traditional stock and bond markets, such as gold, real estate, or small business. These assets may offer higher returns or lower risk in certain market conditions, but they also come with higher costs and lower liquidity. Investing around market cycles: This strategy involves timing your investments based on the phases of the economic cycle or the patterns of price movements in the ...